HealthPay Express Program

Cash Flow Solutions For Healthcare and Disability Services Providers

Healthcare Industry Solutions

If client payments are slow, we can get the cash  into your account now.

HealthPay Express provides working capital financing to fill the gap between invoicing and payment. Delays in payment are common across the healthcare and disability services sector.

No matter the cause of those delays: insurance review, payment processing, or delays in grant distribution, providers need capital to meet payroll, cover expenses, promote services, and thrive.

We provide an immediate solution to short-term cash flow challenges so you can focus on what matters most, providing excellent services to your clientele.

Healthcare Factoring

Draw on future client payments to access capital TODAY.

HealthPay Express provides specialized financial solutions for care providers in rehabilitative, disability, extended care, medical services, and related services.

Healthcare factoring, our flagship service, provides early access to capital based on funds already owed your business. Transportation services, OT, PT, in-home, and onsite health services providers rely on HealthPay Express to accelerate access to funding.

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Our comprehensive financing options include:

Working Capital

Need immediate funds to manage day-to-day expenses? Our working capital financing  can be used in any area of your business, including service delivery costs, payroll, marketing, new equipment, utility payments, and more.

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Business Loans

Expand your services or invest in new opportunities with our term business loans. Designed for healthcare providers, our loan options provide the financial support you need to grow your practice and enhance patient care.

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Lines of Credit

Your flexible credit line can be used to cover any type of business expense.  You have guaranteed access to the cash whenever and wherever it is needed, but no interest  is charged when you aren’t using the funds.

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Medical Factoring

Hassle-free access to immediate capital. This tailored financial solution helps healthcare providers convert their receivables (future payments) into instant cash, allowing you to prioritize patient care without financial stress.

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Why HealthPay Express

We help you manage cash flow, enhance stability, and maximize profits.

We proudly serve Arizona’s healthcare community, as well as providers nationwide. We understand the unique cash flow challenges in the healthcare industry and offer customized solutions to meet your specific needs. 

Flexible capital deployed wherever your firm needs it

Streamlined underwriting for fast funding

Multiple solutions with industry low rates

Consultative approach that tailors financing to your needs

Easy phone call to learn your options and rates

HealthPay Express is a business financing program offered exclusively for healthcare providers through Alternative Funding Partners