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Introduction: Why Commercial Lending Looks Different Heading Into 2026
Below are several key trends shaping commercial lending in 2026 and the changes they require from borrowers preparing to access capital.
Commercial Lending in 2026: Market Conditions and What Borrowers Should Expect
This article outlines the key factors shaping commercial lending in 2026, how lenders are evaluating risk, and what borrowers can do to adapt their approach in the current market.
Refinancing and Renegotiating Commercial Debt
This guide explains what to do once you already have financing in place. It outlines how refinancing works, what to consider when renegotiating terms, how to handle balloon payments, and what steps to take if repayment becomes difficult.
Government-Backed, Specialized, and Alternative Loan Options
This guide covers key programs and funding sources that expand access to capital.
FAQs on the Commercial Lending Process
This guide explains what to expect at each stage of the commercial lending process. It outlines typical approval timelines, common loan terms, interest rate options, and the fees that often accompany business financing.