Business Loan Blog

For business owners, the beginning of a new year is an opportunity to evaluate the last twelve months and to look for ways to grow in the quarters to come.

Not everyone is jumping at the chance to buy a new home. Changes in the employment landscape mean people who want to spread out can’t necessarily meet the higher down payments required. Where do they go instead?

2021 will (thankfully for many) quickly be in your rearview mirror as you trek forward into the year to come. Sometimes, it’s hard to believe it’s already December. At other times, it seems like the end of a long slog through quicksand. Before the fireworks, however, it’s time to take a moment and look at where you stand.

Working capital is often taken for granted, but no business can survive without it. It’s what pays your team, fuels your fleet, and keeps the lights on. So, to make sure your business is in a solid position going into the new year, top up your working capital before the clock strikes twelve.

Here are just a few ways a commercial loan broker can make your deal shine to lenders.

Until recently, most people didn’t think much about distribution unless they worked in the industry. But in 2020, demand for deliveries skyrocketed. We’re still feeling the effects that a breakdown in the supply chain can have on our everyday lives. Now, an industry many people took for granted is front and center in a way it never was before.

There’s been a lot of speculation about the future of interest rates as things change as the US and globe emerge from the COVID-19 pandemic.

This article will give an overview of the SBA refinancing process as a starting point when deciding if SBA refinancing is the right solution for your small business.

The pace of industry is moving faster than ever. As technologies and equipment continues to improve, business owners need to make the right decision as to whether they should purchase or lease the tools, technology and equipment they use every day. While there are financial formulas to help you evaluate the cost of each path, the decision is ultimately based on the unique scenario in which you find your business.

While large companies and corporations tend toward massive apartment complexes instead of single-family homes, new construction and acquisitions are helping them capture more of the rental housing market. There remains, however, plenty of opportunity for individuals to protect revenue and build wealth via rental housing.

Refinancing can lower your interest rate, let you cash in on equity, and help you get rid of debt faster.

If your business has seen an increase in outstanding accounts payable, declining cash flow, unresolved near-term debt, and large contingent liabilities, these are signs you could be in trouble. Acting swiftly to address working capital improves the business’s ability to execute a successful turnaround.

A business acquisition loan could be exactly what you need to grow, and that’s why having a great broker is essential to do this process the right way.

Many businesses in distress can rebound and grow again with a fresh infusion of funding and some reorganization. How do you obtain funding for a distressed business? Here’s an overview of the process and a few tips on when it’s time to pull up stakes and move on to the next project.

If you find yourself in need of fast cash to meet a business obligation, purchase a new investment or owner/operator property or to keep operations moving smoothly, a bridge or hard money loan might be the answer you’re looking for.

We want to help you stay on top, so here are the financing equipment and technology trends for the post-COVID era.

Just like individuals, businesses need to maintain their credit score to get future financing. Many types of commercial loans require a credit check. If your business’s credit score is less than perfect, there are ways to improve it. Keep reading to learn how to repair your credit so you can get the best commercial loan rates.

Let’s identify ways to empower growth out of an unusual an economically rocky period.

When government programs do come to an end, businesses will have to find alternative funding to sustain themselves through the transition. This article will explore those potential financing solutions and address how you can best apply them to grow your business. 

The window for small business owners to take advantage of special financing options is closing. Understanding the factors contributing to the coming rate hike and available financing options can help small business owners get the best rates to accomplish short and long-term goals while retaining the lowest cost of available capital.