Business Loan Blog
Resources for securing business loans
The financing world can be complicated. We are here to help you make sense of it all and stay on top of a rapidly changing industry.
What is Venture Capital?
Among the various financing options entrepreneurs can turn to when starting a new company is venture capital. Venture capital is money that is given to help build new startup firms that often are considered to have both high-growth and high-risk potential....
Angel Investing
Lately, angel investing in start-ups has been on the rise. You may have heard about some companies and businesses that have gotten a leg up from angel investors. There have been many high-profile success stories like Uber, WhatsApp, and Facebook which have spurred...
How Credit Affects Your Loan Approval
When you apply for a loan, lenders assess your credit risk based on a number of factors. Your credit score, as well as the information on your credit report, are key ingredients in determining whether you’ll be able to get financing and the rate you’ll pay. To get...
New Findings Highlight Disturbing Trend for Small Business
The National Federation of Independent Business (NFIB), an advocacy group that protects the rights of small businesses around the country, recently released two reports highlighting the deep and increasing concern of small business owners about government regulation....
When Your Loan is Assigned to Special Assets
In the banking world, a special assets department is setup to monitor and/or liquidate loans made to financially struggling or troubled companies. Banks send their troubled commercial loans to this department to handle the negotiation and management of the bank’s...
Merchant Cash Advances: Are They Worth The Risk?
Imagine you’re dreamed about opening your own business. Now you’ve found the perfect store front, you’ve found a great marketing company to create your brand, and sales are finally coming in. You are having success, and you are ready to take the next step. So you...
How a SBA Loan Can Energize Your Business
Small Business Administration loans are one of the best ways to finance your small business. They’re guaranteed by the federal agency, which allows lenders to offer them with flexible terms and low rates. And getting one can help you grow your business without taking...
Denver Commercial Real Estate Financing
There’s no better time than right now to invest in Denver commercial real estate. So what’s making the market grow so rapidly? There are many factors at work creating the perfect storm for a strong commercial real estate market. Denver Ranks No. 6 on Forbes list of...
Business Acquisition Loans: What You Need to Know
When most people think of starting a business, they often think of starting from scratch. But starting from scratch has its own hurdles to overcome like the difficulty of building a customer base, marketing the new business, hiring employees, and establishing a cash...
Small Business Tax Filing & Payments: The Dos and Don’ts
With September ending and October approaching, the season for extended tax filing is coming to an end. If you requested an extension on your 2015 taxes, the six-month extension period will end on October 17th. As a small business owner, you may assume the IRS doesn’t...
New Regulations Hurt Commercial Real Estate Mortgages
The US commercial real estate market is in relatively good shape. Investor demand remains strong, as evidenced by continually increasing prices, and property owners still have relatively easy access to mortgage financing. However, there’s a real concern about the...
The Ins and Outs of Centers of Influence
We lead the industry in pioneering techniques for developing a strong referral base from a powerful network of centers of influence. Our CEO, Tom O’Rourke, was recently published on the subject in Colorado Banker Magazine. This article summarizes some of his primary...
E-signing: Changing The Loan Industry Forever
Working in an increasingly online and mobile world means embracing new technological trends that can save you and your clients time and money. In 2000, Congress enacted a law to change the way buyers, sellers, lenders, and borrowers close real estate and mortgage...
Invoice Factoring Vs. Small Business Loans
When your business is in need of funding, the first place you may think to look is a small business loan. However, there are many other options for small business financing that you may not know about. We are going to look at the two most popular funding choices for...
Applying for Business Loans: The Essentials
Businesses in need of funding should be armed with the knowledge they need in order to make informed decisions about the loan that they will apply for. The loan application process is often overwhelming and complicated. Having deep knowledge and a strong...
Business Real Estate Loans: What You Need to Know
For businesses large and small, the purchase of real estate is an important part of growth and success. Whether you are looking to purchase your first location, or moving to a new, improved building, there is a real estate loan that can finance your move. Funding...
Equipment Financing for Your Business: Which is Best?
When your business is in need of new equipment in order to be successful, you will need to consider which method of obtaining that equipment is best for you. Although there are many options for financing equipment and machinery, loans and leases are the most popular...
Financing Success: Alternative Funding Partners Provides Funding for Bank Turndowns
For businesses large and small, a loan may be needed to overcome financial distress, purchase real estate, or acquire equipment to make their jobs easier. Business loans come in all sizes and for use in every aspect of business. Depending upon the size, age, and niche...
Money Saving Tips for Small Business: Make Every Dollar Count
Owning a business isn’t easy and it certainly doesn’t come with a manual. Many business owners find themselves needing to save money in order to make money but they don’t know how to begin. Saving money for your business may not come in the form of a large savings all...
Don’t Give Up: Your Bank Loan Turndown is Our Green Light
Businesses in need of funding generally turn to traditional banks, they fill out a ton of paperwork, they hand over the details of their life and business, they hold on to hope. After all of this, denial. How does a business owner get back on their feet after a bank...